Tool: fees

See what you pay. Including what stays hidden elsewhere.

We publish our fees in full. Enter a portfolio size and a horizon, and we will show you every line and how it adds up over the years, on the same return assumption, next to our own average of leading Slovenian equity mutual funds.

Portfolio size The minimum for Smart Beta is €20,000, and for Alpha €70,000.

Horizon How many years you expect to stay invested.

JonatanMars Invest service Choose between Smart Beta and Alpha.

Assumed annual gross return An assumption for the fee calculation, not a forecast. We apply it equally to both sides.

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What do you think you pay elsewhere? (optional)

Enter your own estimates; they stay generic and name no provider.

Entry load

Annual ongoing cost (TER)

Exit load

Per-trade cost (annualised)

JonatanMars Invest · Smart Beta
Management fee	0.7% (+ VAT)
Custody fee	0.2%
Performance fee	10% (+ VAT) of new gains above the highest value previously reached (high-water mark). Charged only when the portfolio passes its previous peak.
Trading and execution	€0 (we cover them)
Underlying fund costs (ETF)	approx. 0.15%

Average of leading Slovenian equity funds Our own average, public KID, June 2026
Entry load	up to 3% (one-off)
Annual ongoing cost (TER)	2.4%/yr
Exit load	0% (one-off)
Per-trade cost	0%/yr

We compare fee structures, not products: a mutual fund and discretionary portfolio management are different.

Both sides use the same return assumption, so the comparison isolates fees, not performance. Ongoing fees are calculated on the average balance for the year.

€34,988

JonatanMars Invest fees over 10 years · 17.5% of starting capital

€56,949

Average-fund fees · 28.5% of starting capital

On the same return assumption, the difference in fees over 10 years is about €21,961. You can see every one of our lines above, in full and up front. This is about structure, not a return forecast.

	JonatanMars Invest (Smart Beta)	Leading funds, average
1	€3,133	€10,749
2	€3,209	€4,823
3	€3,287	€4,898
4	€3,367	€4,974
5	€3,449	€5,051
6	€3,533	€5,129
7	€3,619	€5,209
8	€3,707	€5,290
9	€3,797	€5,372
10	€3,889	€5,455

This calculation is only an illustration based on the assumptions you entered and publicly available data. It is not investment advice, a personal recommendation, or a forecast or promise of returns. It does not represent JonatanMars Invest performance. Outcomes are uncertain and may differ materially from the actual result.

Our own fees are published and actual (as of 26 Jun 2026). The comparison is our own average of the flagship global-equity funds of Slovenia's four largest fund houses, taken from their published key information documents (KID): an annual ongoing cost (TER) of about 2.4%, an entry load of up to 3% (a published maximum, in practice often reduced or waived), and no exit load (most Slovenian funds charge none). A fund's own trading costs sit inside its TER, so they are not shown as a separate line. A mutual fund and discretionary portfolio management are different products; this compares fee structures, not the products themselves. Source: published key information documents (KID) of leading Slovenian equity funds, June 2026.
The performance fee is a mechanism: 10% or 20% (plus VAT) of new gains above the highest value previously reached (high-water mark). It is not a promise or forecast of returns.
The return assumption is a value you enter; we apply it equally to both sides only to size the fees. It is not a forecast and does not imply that JonatanMars Invest delivers higher returns.
The VAT rate and our underlying fund (ETF) costs are shown as of 26 Jun 2026.

Capital at risk. Investing involves risk: the value of investments can go down as well as up, and you may get back less than you invested. Past performance and any simulated/back-tested performance are not reliable indicators of future results. Tax treatment depends on individual circumstances and current law, both of which can change. This website is a marketing communication. It is not investment advice, a personal recommendation, or an offer to enter into any contract. Detailed pre-contractual information is provided before any agreement is concluded.

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