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ENSL

Tool

What idle cash really costs you

Company cash sitting near 0% is not standing still. Inflation quietly eats its purchasing power. Enter your figures and see an illustration: how much purchasing power it loses over your chosen period, and the gap to money-market levels. This is an illustration based on your assumptions, not advice.

The surplus part you will not need over this period.
How long the cash sits, or will sit.
Period unit
What it earns today. On most current accounts this is close to 0%.
An assumption you can change. Not a forecast.
€23,071
Purchasing power lost over 3 years
€376,929
Real value remaining, about
€24,483
Gap to money-market level (example, as of 20 Jun 2026)

At €400,000, 0% interest and 2% inflation, your cash loses about €23,071 of purchasing power over 3 years. At a money-market level around 2% (example, as of 20 Jun 2026), the same period would show a difference of about €24,483. This is not a promise of return.

Idle cash: nominal value versus purchasing powerAt €400,000 and 0% interest, real value falls to about €376,929.370K380K390K400K410K420K430K440K
Nominal value (now)€400,000
Real purchasing power€376,929
Money-market level (example, as of 20 Jun 2026)€424,483

Do not let surplus cash sit still.

The Company Cash service manages the surplus part in a liquid money-market solution for 0.2% a year. Low-risk, not no-risk.